Best Student Loan Consolidation For Caregiver Lady

Finally, Caregiver Lady obtained a student loan consolidation to slim down her monthly burden. She reiterates that going to college for her is very important. Thus, despite all the financial burden she will still continue to go to college. Caregiver Lady believes that she has a better future if she is able to finish college in Vancouver in addition to her caregiver course in the Philippines.

To help her with this important goal in her life, she applied before for student loans that are available to help her go through college education. However, just like some students she ended knee-deep in student loans, brought largely by her lifestyle.

No despair though, she just searched around and found the best student loan consolidation entities to help her in the process of getting out of debt. Now that all is clear, this best student loan consolidation will help reduce her monthly payment of up to 50%. No better deal but that!

Reducing her monthly payment will mean that she can have some spare money for sending to the Philippines. Best student loan consolidation will then help her save some money to meet other expenses like car payments, household needs and for sending via online money remittance.

Also, because of the best student loan consolidation program, her credit rating will improve and she can even extend her paying period from the usual ten years to as long as thirty years. Caregiver Lady also found the best student loan consolidation company that will give an additional percentage of interest on top of the savings from the consolidation. This will be good to lessen her monthly burden. Should it be that her student loan is under the federal direct student loans, she can possibly qualify for the best federal direct loan consolidation program.

Best federal direct loan consolidation program, in addition to the 50% or more reduction in her monthly payments, there is a lock in lower interest rate available for Caregiver Lady.This lock in lower interest rate is best for the student loan consolidation program because it will shield the student against inflation rates. It just means that she will not have to worry about additional charges due to the inflation rate fluctuations. To top it all off, the best student loan consolidation deal under the federal direct program is easy to apply, and there are no fees, credit checks, application, or original charges.

Thus, it is a clean way through paying student loans and can even spare some money for other purposes. Is this not the best student loan consolidation program you can ever find?

Congratulations, Caregiver Lady, am keeping my fingers crossed for you :)

Some Paranoia When Visitors Left

Funny Picture Graphic Comments

Caregiver Lady Seeks Relief From Debt

There are several ways for students to find relief from debt by consolidating their bills. If you are in over your head in student loans, you should be advised that there are several options for relieving your debt.

To get started you, must determine the loan amount and type you owe. Next, you should contact the lenders or college financial agents and request a loan drop. If you are in debt over your head, then this is the best solution for consolidating your debts. If you fail to seek debt consolidation solutions, then you are at risk of lawsuits, tax refund losses, and possibly of risking wage garnishes. Again, whether or not you can ask for a cancellation will be dependent on the type of loan you took out, when it was issued, and for how much it was issued.

While it is not likely, some schools issue loans under fraudulent pretense. If this is true, then you can demand a cancellation of the loan.

Also, if you suffered from an accident or became ill and the injuries or sickness have disabled you for life, then you can ask for a cancellation on the loan. Military personnel and particular organization members qualify for a cancellation in student loans also. If you are able to get the loan dropped, imagine the money you will have to restore your credit and eliminate other debts.

Finally, if you have paid your monthly installments with good faith until times got hard, you may qualify for a postponement in payments. This is called a deferment request. The student lenders may present you with the "forbearance" option if you ask for a deferment. The "forbearance" means that the lenders will reduce your student payments temporary until you are back on track.

As a student, you have numerous ways to manage your debts if you are currently in over your head. Do not assume that there is no solution; instead, spend your time researching instead of worrying.

Conference Calling Companies Are A Hit With Bodoy

dfamilydynamics D'bourne Chronicles
almost always, everyone screens their calls from telemarketers... and Bodoy. ouch!
11 Apr 09

dfamilydynamics D'bourne Chronicles
but it must be getting on everyone's nerves when he calls them. imagine calling Taba, then Tatay Ruby then Toklang?
11 Apr 09
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dfamilydynamics D'bourne Chronicles
Bodoy can only call because he has Skype installed
11 Apr 09 Favorite Retweet Reply

dfamilydynamics D'bourne Chronicles
Bokal texts Bodoy how everything is going, if there is any news.
11 Apr 09

dfamilydynamics D'bourne Chronicles
or so she says.... in the meantime no communication with either brother or sister
11 Apr 09

dfamilydynamics D'bourne Chronicles
Taba is hurt by this rejection, after all she's done keeping vigil to make Tatay Ruby feel better
11 Apr 09 Favorite Retweet Reply

dfamilydynamics D'bourne Chronicles
"Maybe they intend to enroll High Finance Woman in a caregiver school and sponsor her" Taba says
11 Apr 09

dfamilydynamics D'bourne Chronicles
did you know that Social Services pays $20.00 Canadian per hour for caregiver's services?
11 Apr 09

dfamilydynamics D'bourne Chronicles
Taba was taken aback. She was shocked to witness this discussion and to see her service passed over for someone not related!
11 Apr 09

dfamilydynamics D'bourne Chronicles
the twist of the story: When asked by the Social Services if he would recommend someone as his caregiver, he said : "no one"
11 Apr 09

dfamilydynamics D'bourne Chronicles
and this discussion was witnessed by Taba, a licensed ICA herself
11 Apr 09 Favorite Retweet Reply

dfamilydynamics D'bourne Chronicles
But,ouch, social services had a discussion with him about his plans of hiring a caregiver ...
11 Apr 09

dfamilydynamics D'bourne Chronicles
He can now stand up and walk around the hospital
11 Apr 09

dfamilydynamics D'bourne Chronicles
Papa Robi will be released from the hospital this weekend
11 Apr 09

dfamilydynamics D'bourne Chronicles
4 days after, the tables have turned!
11 Apr 09

4 2 09

dfamilydynamics D'bourne Chronicles
Caregiver Lady's pictures that she found there were the parties she has been to all this time and she looked drunk! quote-unquote Toklang
2 Apr 09
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dfamilydynamics D'bourne Chronicles
Toklang says there isn't much issue about the family tree online. It was Caregiver Lady who was actually very terrified
2 Apr 09 Favorite Retweet Reply

dfamilydynamics D'bourne Chronicles
Aw, it's his birthday in 2 days!
2 Apr 09

dfamilydynamics D'bourne Chronicles
Bodoy called Toklang to confirm. The latter nixes the issue, maybe he just got a bad cold or something
2 Apr 09

2 Apr 09 Favorite Retweet Reply

dfamilydynamics D'bourne Chronicles
Emergency! Papa Robi is rushed to the hospital
2 Apr 09

dfamilydynamics D'bourne Chronicles
Caregiver Lady has calmed down by now and declares the reason of Toklang's deep-seated rage
2 Apr 09

dfamilydynamics D'bourne Chronicles
really angry and paranoid
2 Apr 09

dfamilydynamics D'bourne Chronicles
Toklang is getting paranoid
2 Apr 09

dfamilydynamics D'bourne Chronicles
They were invited to an online family tree and were shocked to see their profile and pictures there!
2 Apr 09

dfamilydynamics D'bourne Chronicles
Caregiver Lady is mad, Toklang is fuming mad!
2 Apr 09 Favorite Retweet Reply

Is Pitt leaving for Hongkong or not?

Myspace Code Generator

Everyone is holding on. Is she or isn't she?

In the light of these news about Tsip Tsao insulting the Filipina DH, how does Pitt feel? Or will she use this issue to forego her dreams of working there?

Great, she has her proper name now and no longer "Baby Girl" the clerical error. Better, Pitt now has her passport and can buy cheap first class ticket for her flight to Hongkong or Macau!

Problem, she has no employment agency yet. So what gives? We thought she applied to one of those shown on ABS-CBN tv screens for employment assistance. Hmm, maybe she's in Hongkong now, who knows?

Family Tree Fiasco

Note to the readers: we value your comments especially on the issue: the family trees online and privacy. Please share your feedback. thanks!

Caregiver Lady'S STORY TO Bodoy:

Toklang is pissing mad when she found out that they were included in an online family tree at myheritage.com. Caregiver Lady called the Philippines to let the "culprit" know.

This is the reason: some people just don't want to feature their pictures online. Not on flickr, not on facebook, not on any social network! They care for their privacy. They are afraid that some hacker can get to them and find out their address, email address, birthdate.... In fact, there are people in Canada who hack for a living. These people never leave their houses and just sit by their computer all day digging up details and posting scandals!

AHA! Got it straight from them!

The person who posted all his and their family's info on the myheritage.com reasoned back and said: "There's no harm done, actually. It's a private online family tree. Just the close family members can view all our profile. The birthdates where posted there as a reminder in sending gifts or greeting cards. And the pictures posted there were just for a personal family album." All valid reasons yet still very unacceptable to Taba who relayed Toklang's sentiments.

When Caregiver Lady calmed down, she confessed the real catch and all that she witnessed. Toklang is still hiding from some people in the US and Canada whom she swindled. In fact, when her hubby Casino Boy found out about the family tree, he deleted his profile in a snap. He just doesn't want to be connected with her.

Could you imagine the ghosts of her past haunting her now? yes, yes.... a person in US whom she owed $1000, or a few of Auntie Insurance's friends, or even the old age pensioners whom she cared for way way back. How could one forget.... she was in Canada back then and did not work for 5 years straight! She lived and survived on all those wrongdoings with two children under 5.
Oh, yes, how could we forget... she could afford to visit the Philippines twice a year. When asked she would smile and declare "I'm a Mafia!"** **Nanay Patty's monicker during her heydays


Since they do not want to be included in an online family tree, so much the better! Who would want to include them after this confession? To think we fear that the most distinguished and honorable members of the family would FIRST protest their membership because of the existence of the "scalawags" of the family. Turns out the most unworthy would beg off the list.

So here's to you guys, you're cut off from the family. Caregiver Lady does not exist.

^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^

TOKLANG'S STORY TO BODOY:

The family tree doesn't matter. It was Caregiver Lady who panicked when she was her pictures posted there announcing that she was in Vancouver. What's more even pictures of her wards were there, to think these children are the sons of a voice character actress! Privacy please, she screams.

The real catch, according to Toklang, the cat's out of the bag: where Caregiver Lady has been going all this time, who she was with and how many tequila shots she had =)